Barclaycard Ring Mastercard

Barclaycard Ring Mastercard card art
Our Take

With rotating benefits decided by this card's customers, you might find that you fit right in. No annual fee and low APR also make this a desirable card.

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Learn Moreand find out how you can apply here

Features

Intro Period Months

15

Balance Transfer Fee

2%

Balance Transfer Intro APR

0%

Annual Fee

$0

Annual Fee
None
Foreign Transaction Fee
None
Why We Like It:

"Low APR & No Annual Fee"

Recommended Credit:
690
850
Excellent and Good Credit

Our Review

The Barclaycard Ring Mastercard was designed by Barclays to give customers a say in how their credit card works. Cardholders become part of an online community and can participate in discussions. Using the “Influence” section of the site, cardmembers have the opportunity to submit and vote on ideas. There is also a blog providing financial tips.

Members of the community can track the overall financial performance of the Barclaycard Ring Mastercard and Barclays shows the card’s estimated monthly profits and losses. In addition to transparency, through the Giveback program, Barclaycard Ring Mastercard holders can receive a share of the card’s profits.

This innovative product and process makes the Barclaycard Ring the first "crowdsourced" credit card. If you have excellent credit, the Barclaycard Ring Mastercard is worth your serious consideration.

Highlights
  • Zero Fraud liability protection
  • Low APR on cash advances and purchases
  • Chip and PIN work internationally
  • Monitor your credit with free access to your FICO® Score
Ratings

Balance Transfer Fee

4

Annual Fee

5

Foreign Transaction Fee

5

Overall

4.5

Overall
4.5
Learn Moreand find out how you can apply here

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