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Capital One Savor Rewards

Capital One Savor Rewards
Our Take:

"Making memories with food and fun" — that was Capital One's mission when designing the Savor Rewards card and we think they nailed it.  Its 4% cash back on dining and entertainment is perfect for those that like to hit the town. (And 2% back at grocery stores is great when you really just need a night in)   Skip to our full review

Learn More
and find out how you
can apply here.
  • Highlights
    • Receive an unlimited 4% cash back on entertainment and dining.
    • 2% at grocery stores. 
    • 1% on every other purchase.
    • No rotating categories, and no sign ups necessary to earn cash rewards. 
  • Regular APR
    16.24% - 25.24% variable APR
  • Credit level
    Excellent Credit
  • DiningDining
  • Sign-Up BonusSign-Up Bonus
  • RewardsRewards
Fees
  • Annual Fee
    $95
    Intro: $0 intro for the first year
  • Cash Advance Fee
    Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee
    None
Capital One Savor Rewards Review

If groceries and eating out make up a big part of your monthly budget, the Savor Rewards card is an excellent choice. Foodies, rejoice! The credit card you've been looking for is here. Well, it's been here since October 2017, when the Capital One Savor replaced the bank's Premier Dining Rewards. And it's definitely good news for those who love dining, drinking and even Instagramming their gastronomic exploits.

Because on top of sweetening the benefits, the Savor card delivers a combination of food-centered cash back rewards in one tasty experience. You can expect more cash back on dining, entertainment and groceries than every other purchase. All of that, plus other benefits, make the Savor one tough cookie to beat when it comes to getting rewarded for something as enjoyable as wining and dining.

The Savor's three-tier cash back system is unique. Food makes the world go round. And it also makes the Savor card worth your time and money.

Before you fill in the application, ask yourself these questions:

  • Do you eat or drink out more than once a week?
  • Do groceries constitute a large chunk of your budget?
  • Is your credit score considered excellent?
  • Are you disciplined enough to pay your credit card in full every month?

If you answered yes to two or more of these questions, then you should consider getting yourself the Savor and making it your main credit card. Terms apply.

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Editorial Note:

This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.