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Capital One SavorOne Cash Rewards Review

Last updated
Capital One SavorOne Cash Rewards
Our Take:

A superb choice for diners with Excellent credit, Capital One SavorOne Cash Rewards credit card offers savvy shoppers a chance for above average rewards on purchases they are already making. Skip to our full review

Learn More
and find out how you
can apply here.
  • Highlights:
    • Unlimited 4% cash back on entertainment and dining
    • 2% at grocery stores
    • 1% on everything else
    • Cash back can be redeemed at any amount
    • No foreign transaction fees
  • Introductory Annual Fee
    $0 for the first year
    • 720850
    Excellent Credit
  • Annual Fee
    $95
    Intro: $0 for the first year
Show additional fees
CardGuru’s Ratings
Cashback Reward
4
Intro APR
5
Balance Transfer Fee
5
Annual Fee
3
Overall
4.5

Our Review

Capital One SavorOne Cash Rewards is an optimal choice for people with Excellent Credit. With enticing perks like cashback rewards and intro APR offers on purchases and balance transfers, this card pulls out all the stops. For savvy credit users, this is a great credit card for anyone who spends on dining and entertainment. Here’s what we love about SavorOne:

Initially the Capital One SavorOne Cash Rewards may look like any other rewards credit card, but peel back the surface and there’s a lot of perks for frequent diners. Unlimited 4% cash back on entertainment and dining is the most significant. That’s far above average rewards for doing something you are doing anyway, dining out! However, if you choose to dine in, you get 2% at grocery stores. Still, there’s 1% on all other purchases. So no matter how or where you dine, you’re earning something.

If revenge is a dish best served cold, get back at your mountain of credit card debt by taking advantage of 0% for 15 months on balance transfers. Not only that, but you also get 0% for 15 months on purchases too. Use that incentive to revamp the space where you dine, remodel your kitchen or just make a big purchase you’ve been dreaming of.

All in all, we think this card is pretty great. The major drawback is that you have to have Excellent Credit to get approved. If you’re a planner who has inconsistent credit, consider the Capital One SavorOne Cash Rewards your #creditcardgoals in the years to come. If you have a great credit score and are hungry for savings, this is a stellar card to add to your wallet.

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Editorial Note:

This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.