Chase Freedom Unlimited

Chase Freedom Unlimited card art
Our Take

It’s hard to beat the Chase Freedom Unlimited if you're looking for straightforward, easy to redeem cashback rewards. With 1.5% on all purchases and no annual fee, it's a low maintenance option to Chase's top-tier lineup of rewards cards.

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Learn Moreand find out how you can apply here

Features

Everyday Rewards

1.5%

Annual Fee

$0

Annual Fee
No Annual Fee
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance Fee
Either $10 or 5% of the amount of each transaction, whichever is greater.
Foreign Transaction Fee
3%
Why We Like It:

"1.5% cashback & no annual fee"

Recommended Credit:
690
850
Excellent and Good Credit

Our Review

The Chase Freedom Unlimited credit card gives a little bit of cash back on everything. Get points on your purchases and combine with other Chase cards for maximum rewards.

To tell whether the Chase Freedom Unlimited card is worth your consideration, see if you:

  • Already have a Chase Freedom, Chase Sapphire Preferred, or Chase Sapphire Reserve card
  • Have a credit score above 680
  • Want a cash back card for everyday expenses

The best way to maximize your earning potential with the Chase Freedom Unlimited card is through combining it with other Chase Ultimate Rewards cards. This can be done with the Chase Freedom card, the Chase Sapphire Preferred or Chase Sapphire Reserve cards. There's no transaction fee or penalty for moving points from one card to another. You can swap your points around for maximum value as much as you want. The Chase Freedom Unlimited is a simple card that earns you points on almost every purchase. That means there's no need to go fumbling through your wallet looking for the right card that earns you the highest amount at a gas station, restaurant or pharmacy.

Highlights
  • 3% cash back on all purchases made in your first year, up to $20,000 spent. After, earn unlimited, automatic 1.5% cash back on all purchases
  • No minimum needed to redeem cashback rewards.
  • 0% Intro APR for 15 months for purchases and balance transfers.
  • No annual fee.
  • Ultimate Rewards points make it easy to transfer points across Chase cards
Ratings

Cashback Reward

5

Intro APR

5

Balance Transfer Fee

4

Annual Fee

5

Foreign Transaction Fee

3.5

Overall

4.5

Overall
4.5
Learn Moreand find out how you can apply here

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