Chase Freedom

Chase Freedom card art
Our Take

If you’re not the type to have multiple cards in your wallet and prefer just one, this might be the one for you. With expansive bonus categories and a 0% APR for 15 months, this card is a solid choice. 

Read full review
Learn Moreand find out how you can apply here

Features

Everyday Rewards

1%

Annual Fee

$0

Gas

5%

Annual Fee
No Annual Fee
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance Fee
Either $10 or 5% of the amount of each transaction, whichever is greater
Foreign Transaction Fee
3%
Why We Like It:

"5% cashback per quarter ($1,500)"

Recommended Credit:
690
850
Excellent and Good Credit

Our Review

The Chase Freedom is one of the first true cash back rewards cards to hit the market. Many similar cards have been released since, but the Freedom paved the way for the cash rewards cards that exist today. If you're looking for a tried-and-true cash back rewards card to make the most of your spending, check out what the Freedom has to offer you.

As long as the card is used correctly and paid on time, the pros far outweigh any potential cons that come from owning the card. If you take the time to use the card properly (and actually shop at the locations where you can earn more cash back), the Chase Freedom is an excellent choice.

Highlights
  • 5% cash back on up to $1,500 in combined bonus categories every quarter that you activate
  • Unlimited and automatic 1% cash back on every other purchase
  • Cashback rewards won't ever expire as long as your account is open
  • Free credit score with Credit Journey™, updated on a weekly basis
  • Ultimate Rewards points make it easy to transfer points across Chase cards
Ratings

Cashback Reward

4

Intro APR

5

Balance Transfer Fee

4

Annual Fee

5

Foreign Transaction Fee

3.5

Overall

4.5

Overall
4.5
Learn Moreand find out how you can apply here

Related Cards

American Express Cash Magnet Card

American Express Blue Cash Everyday

Capital One SavorOne Cash Rewards