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Chase Freedom®

Chase Freedom®
Why do we like this card?

If you're not the type to have multiple cards in your wallet and prefer just one, this might be the one for you. With expansive bonus categories and a 0% APR for 15 months, this card is a solid choice.  Skip to our full review

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  • Highlights
    • 5% cash back on up to $1,500 in combined bonus categories every quarter that you activate.
    • Unlimited and automatic 1% cash back on every other purchase.
    • Cash back rewards won't ever expire as long as your account is open.
    • Free credit score with Credit Journey™, updated on a weekly basis.
  • Intro APR
    0% intro APR for 15 months from account opening on purchases and balance transfers
  • Regular APR
    16.74% – 25.49% variable APR.
  • Credit level
    Excellent and Good Credit
  • Cash BackCash Back
  • DiningDining
  • No Annual FeeNo Annual Fee
  • RewardsRewards
  • Sign-Up BonusSign-Up Bonus
  • Annual Fee
    No annual fee
  • Balance Transfer Fee
    5% of the amount transferred, $5 minimum
Chase Freedom® Review

The Chase Freedom is one of the first true cash back rewards cards to hit the market. Many similar cards have been released since, but the Freedom paved the way for the cash rewards cards that exist today. If you're looking for a tried-and-true cash back rewards card to make the most of your spending, check out what the Freedom has to offer you.

As long as the card is used correctly and paid on time, the pros far outweigh any potential cons that come from owning the card. If you take the time to use the card properly (and actually shop at the locations where you can earn more cash back), the Chase Freedom is an excellent choice.

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Editorial Note:

This content is not provided by Chase Bank. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase Bank.