Chase Ink Business Cash

Chase Ink Business Cash card art
Our Take

This card offers exponential cashback rewards on business spending and 0% APR on balance transfers and introductory purchases during the first 12 months. This makes it a great card for paying down a big credit balance or making capital expenditures that can propel your business into the next level of success.

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Annual Fee


Annual Fee
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance Fee
Either $15 or 5% of the amount of each transaction, whichever is greater
Foreign Transaction Fee
3% of each transaction in U.S. dollars
Why We Like It:

"Big cashback for business"

Recommended Credit:
Excellent and Good Credit

Our Review

There are clear benefits to using the Chase Ink Business Cash credit card. It’s the cash back card many business owners have been dreaming of, with offers of higher than average cash back rewards in easily spendable categories. It also has the potential for bonuses and intro offers that make it good for one-time capital expenditures or balance transfers in year one.

So what’s the catch? Well, there are some potential drawbacks. The Chase Ink Business Cash may be less useful for businesses that don’t prioritize telecom utilities as a credit expenditure or don’t shop for office supplies with any frequency. It also has a cap on bonus cash back. That means once the spending threshold is met, rewards diminish greatly in value.

For these reasons, some business owners with excellent credit may be enticed by more rewarding credit card offers. However, Chase Ink Business Cash is a well-rounded business credit card for making large purchases, transferring balances or just for everyday spending. If you’re a business owner looking for a credit card that meets your basic needs and offers some rewards, the Ink Business Cash card by Chase is a solid option.

  • Get 5% cashback rewards on your first $25,000 spent in total purchases on cable, internet, phone services and at office supply stores each account anniversary year
  • Get 2% cashback rewards on your first $25,000 spent in combined purchases at restaurants and gas stations each account anniversary year
  • Get an unlimited 1% cashback rewards on every other purchase
  • Ultimate Rewards points make it easy to transfer points across Chase cards

Cashback Reward


Intro APR


Annual Fee


Foreign Transaction Fee




Learn Moreand find out how you can apply here