Chase Sapphire Reserve

Chase Sapphire Reserve card art
Our Take

If you're looking to earn triple points on dining and travel - as well as a huge sign up bonus and hundreds of dollars in other perks - the annual fee could be worth it. The card is also made of metal which we have to admit feels pretty cool in your hand.

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Learn Moreand find out how you can apply here



Annual Fee




Everyday Rewards

Annual Fee
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance Fee
Either $10 or 5% of the amount of each transaction, whichever is greater
Foreign Transaction Fee
Why We Like It:

"3X points on dining and travel"

Recommended Credit:
Excellent Credit

Our Review

The Chase Sapphire Reserve card is a great fit for frequent globetrotters with excellent credit who will maximize the perks offered while also racking up more points on their high travel and dining expenditures. However, even if you're not a heavy credit card user and only use this card for travel and dining purchases and decide to cancel it after a year, you can still cash in on some killer rewards.

For example: If you get this card and spend big on dining and travel, you can rack up plenty of travel rewards in just your first year of using the card. And any credit card that pays YOU money is worth a serious look.

As with any card, just be sure to make your payments on time to keep your credit score where you want it to be.

  • Earn 3X points on worldwide travel, immediately after earning your $300 annual travel credit. Also, you can earn 3X points per $1 spent at restaurants and 1X point per $1 on all other purchases.
  • Travel purchases charged to your card are reimbursed each account anniversary year - up to a $300 Annual Travel Credit
  • Complimentary Airport Lounge Access - gain access to 1000+ airport lounges with Priority Pass
  • Redeem points for travel through Chase Ultimate Rewards and get 50% more value
  • Leading airline & hotel loyalty programs offer a 1:1 point transfer rate
  • Ultimate Rewards points make it easy to transfer points across Chase cards

Annual Fee


Foreign Transaction Fee




Learn Moreand find out how you can apply here

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