Citi Double Cash Card

Citi Double Cash Card card art
Our Take

It's called "Double Cash" because you get 1% cash back at time of purchase and another 1% cash back when you pay it off. That's best-in-class for cash back. 

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Learn Moreand find out how you can apply here

Features

Annual Fee
No Annual Fee
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance Fee
Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee
3% of each purchase transaction in U.S. dollars
Why We Like It:

"2% cash back always"

Recommended Credit:
690
850
Excellent and Good Credit

Our Review

If cash is king, the Citi Double Cash Card is your ticket to royalty. This cash back card, which boasts no annual fee, is touted as the hassle-free, versatile rewards credit card you've been searching for to use on all your everyday purchases.

Answer the questions below to find out:

  • Do you spend very little on dining out and gas?
  • Are you overwhelmed by the number of reward credit cards in your wallet, and have trouble remembering which is the best card to use for each type of purchase?
  • Do you travel infrequently, so miles aren't very valuable for you?
  • Are you looking to transfer a credit card balance to another card?

If you've answered yes to a few or more of the questions above, the Citi Double Cash Card—which offers the top cash back rewards rate among its competitors—may be worth looking into further.

With some of the best cash back rewards available, signing up for the Citi Double Cash Card is a no-brainer—assuming you have good credit. If you're looking to transfer a credit card balance and take advantage of the generous balance transfer rate, this card is a good bet.

For those consumers whose purchases fall into a broad range of categories and who are not diligent about opting into and keeping track of bonus rewards categories each quarter, the Citi Double Cash Card is a good everyday, primary credit card for all of your purchases. With this card, you can let go of the mental calculus of figuring out which is the best rewards credit card to use based on your purchase categories.

Highlights
  • If you love tons of cashback and like to keep it simple, this card is for you!
  • One of the most popular cash back cards, 2% cash back.
  • 1% cash back on all purchases .
  • 1% cash back as you pay for those purchases, as long as you pay the minimum due.
  • Without any caps or category restrictions.
Ratings

Balance Transfer Fee

5

Annual Fee

5

Foreign Transaction Fee

3.5

Overall

4.5

Overall
4.5
Learn Moreand find out how you can apply here

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