Discover It Student Chrome

Discover It Student Chrome card art
Our Take

Get cash back rewards and incentives for good grades with this premium card, the Discover It Student Chrome. Like all Discover cards, there's no annual fee.

Read full review
Learn Moreand find out how you can apply here

Features

Everyday Rewards

1%

Annual Fee

$0

Deposit

$0

APR

24.24%

Annual Fee
None
Why We Like It:

"Extra cash back at restaurants and gas stations"

Recommended Credit:
630689
Fair Credit

Our Review

Are you a student? Are you longing for a None card for people with Fair Credit? If so, the Discover It Student Chrome card could be the right fit for you. In the following article we are going to look into the Discover It Student Chrome to determine if it’s what’s been missing from your pocketbook.

Let’s talk about APR. With the Student Chrome card, students will benefit from 0% for the first 6 months on all purchases. They also get 10.99% for 6 months on balance transfers. While this isn’t a balance transfer card, that’s still a below average rate. After the introductory period, your APR will bump up to a variable rate of 15.24% to 24.24%.

It’s important to note that you should have a credit score of at least 630 before applying. It’s a student card, but not a card for someone who hasn’t started building their credit profile. Those who qualify will benefit from cashback rewards:

  • 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter (4 times a year)
  • 1% cash back on all other purchases
  • Receive a $20 credit each school year if your GPA is 3.0 or better.
  • Freeze your account at your convenience

Because this card is geared at students, it's excellent that it rewards good grades. There’s a lot to like about the Student Chrome card. If you’re a student looking to add some A+ plastic to your purchasing resources, this could be the card for you.

Highlights
  • 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter (4 times a year)
  • 1% cash back on all other purchases
  • Receive a $20 credit each school year if your GPA is 3.0 or better.
  • Freeze your account at your convenience
Ratings

Cashback Reward

4

Intro APR

3

Purchase APR

4.5

Balance Transfer Fee

4.5

Annual Fee

5

Overall

3.5

Overall
3.5
Learn Moreand find out how you can apply here

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