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Discover It Student Chrome Review

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Discover It Student Chrome
Our Take:

Get cashback rewards and incentives for good grades with this premium card, the Discover It Student Chrome. There's also no annual fee! Skip to our full review

Learn More
and find out how you
can apply here.
  • Highlights:
    • Receive 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Also, receive unlimited 1% cash back on all other purchases.
    • Receive a $20 credit each school year if your GPA is 3.0 or better.
    • Freeze your account at your convenience.
  • Regular APR
    14.99% - 23.99% Regular APR
  • Annual Fee
    no annual fee
    • 630689
    Fair Credit
  • Annual Fee
    no annual fee
Show additional fees
CardGuru’s Ratings
Intro APR
3
Purchase APR
4.5
Balance Transfer Fee
4.5
Annual Fee
5
Overall
4.5

Our Review

Are you a student? Are you longing for a no annual fee card for people with Fair Credit? If so, the Discover It Student Chrome card could be the right fit for you. In the following article we are going to look into the Discover It Student Chrome to determine if it’s what’s been missing from your pocketbook.

Let’s talk about APR. With the Student Chrome card, students will benefit from 0% for the first 6 months on all purchases. They also get 10.99% for 6 months on balance transfers. While this isn’t a balance transfer card, that’s still a below average rate. After the introductory period, your APR will bump up to a variable rate of 14.99% to 23.99%.

It’s important to note that you should have a credit score of at least 630 before applying. It’s a student card, but not a card for someone who hasn’t started building their credit profile. Those who qualify will benefit from cashback rewards:

  • Receive 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Also, receive unlimited 1% cash back on all other purchases.
  • Receive a $20 credit each school year if your GPA is 3.0 or better.
  • Freeze your account at your convenience.

Because this card is geared at students, it's excellent that it rewards good grades. There’s a lot to like about the Student Chrome card. If you’re a student looking to add some A+ plastic to your purchasing resources, this could be the card for you.

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Editorial Note:

This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.