The First Latitude Mastercard® Secured Credit Card

The First Latitude Mastercard® Secured Credit Card card art
Our Take

We like that this card is a less costly option for people with bad credit. With no annual fee and only a reasonable deposit required, most people can afford to get their credit back on track.

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Learn Moreand find out how you can apply here



See terms*


See terms*

Annual Fee

See terms*

Annual Fee
See Terms
Why We Like It:

"Build credit no deposit/annual"

Recommended Credit:
Bad and No Credit

Our Review

If you have "Poor" credit, you know the struggle is real when it comes to finding a credit card. So many of the options just don’t seem that good. The best thing you can hope for is a low-fee, full-featured card that allows you to build credit, either with or without a deposit. It’s with a deposit that you can use the First Latitude Platinum Mastercard Secured credit card to get that credit score up!

First and foremost, to raise your credit score you want to follow these steps:

  • Get a credit card in your name, or one where you are an authorized user.
  • Spend only as much as you can afford to pay off each month.
  • Pay your bill, in full, by the payment due date and never carry a balance.

If you’re ready to take these steps seriously, you could be ready for the benefits of card ownerhip with First Latitude Platinum.

If approved, you’ll benefit from monthly reporting to all three credit bureaus. This is a big draw for this card, geared at people who want to systematically raise their score with the bureaus, little by little. Your credit line will also be secured by your deposit, so there won’t be any questions as to how much your credit limit will be. You will have access to your account online 24/7, and your new Mastercard will be widely accepted.

With First Latitude, people can gain access to much needed credit. This is a useful card to have if you have below average credit and aren’t likely to get approved for a card with more benefits. For those in the middle credit range, it may be worth looking into other cards with a wider range of benefits that meet your needs.

  • No Annual Fee! Build up your credit with responsible card use.
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.

Purchase APR


Annual Fee




Learn Moreand find out how you can apply here

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