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Green Dot primor® Visa® Gold Secured Credit Card

Green Dot primor® Visa® Gold Secured Credit Card
Our Take:

We love that this card has a low fixed interest rate of 9.99%. That's below average, although cash advances come at an APR that is twice as much. This is a good card for those starting out on their credit journey or people who haven't had a great experience building credit and have some room for improvement. Skip to our full review

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  • Highlights
    • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
    • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
    • Helps strengthen your credit with responsible card use. Reports to three national bureaus
    • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • Regular APR
    9.99%
  • Credit level
    Bad and No Credit
  • SecuredSecured
  • Bad CreditBad Credit
  • Building CreditBuilding Credit
Fees
  • Annual Fee
    $49
Green Dot primor® Visa® Gold Secured Credit Card Review

If you have bad credit, no credit or other limitations that prevent you from accessing revolving credit, you may wonder: what can you do? Not having any credit history, or worse a sub-prime one, can be damaging to you, your family and can have a devastating impact on your lot in life. Don’t feel hopeless, however, there is a solution for you. It may be that the Green Dot primor Secured Visa credit card is an option.

You can use the primor Secured Visa to make purchases anywhere Visa is accepted. Make your payments on time or pay your balance down to zero each month and your credit score is likely to improve, eventually. The card issuer reports your payment and spending behavior to all three credit bureaus, so if you aren’t responsible with the card that could harm your credit as much as good credit habits will help it. Make sure to consider all aspects that go into increasing your credit score, which include not only payments but other things like credit utilization percentage.

The good news is if you’re ready to take the plunge and get a card, this isn’t a tough one to get approved for if your income exceeds your monthly expenses. One key factor of this credit card is that it’s secured. That means you have to pay a deposit, and the deposit equals your credit limit. For some people in a tough financial spot, that may mean the limit starts quite small. However, the Green Dot primor Secured Visa offers opportunities to increase your credit limit based on a solid payment history. This makes it a valuable card for those seeking credit for the first time, or people who need to redeem themselves in the eyes of creditors.

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Editorial Note:

This content is not provided by Green Dot Bank. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Green Dot Bank.