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HSBC Cash Rewards MasterCard Credit Card

HSBC Cash Rewards MasterCard Credit Card
Our Take:

Get some of the best cashback rewards when you sign up for this card: 1.5% on all purchases and a 10% anniversary bonus! The HSBC Cash Rewards credit card is great for people who enjoy the finer things in life, like shopping and travel. Skip to our full review

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  • Highlights
    • 1.5% cash back on everything you buy. No limit. 
    • Enjoy a 10% Anniversary Bonus on all Cash Rewards earned once a year.
    • 0% Intro balance transfer APR for the first 15 months.
    • $150 cash bonus after spending $2,500 in the first 3 months .
  • Regular APR
    14.99% - 24.99% Variable
  • Credit level
    Excellent and Good Credit
  • Cash BackCash Back
  • No Annual FeeNo Annual Fee
  • No Foreign Transaction FeeNo Foreign Transaction Fee
  • Sign-Up BonusSign-Up Bonus
  • Annual Fee
  • Balance Transfer Fee
    Either $10 or 4%, whichever is greater
  • Cash Advance Fee
    Either $10 or 4%, whichever is greater
  • Foreign Transaction Fee
HSBC Cash Rewards MasterCard Credit Card Review

The HSBC Cash Rewards Mastercard is largely regarded as one of the better options on the market for those seeking to get cash back from their purchases. That’s because it offers above average cashback rewards on all purchases and a substantial anniversary bonus. It’s also widely accepted, anywhere you can use a Mastercard. Here are the details about the HSBC Cash Rewards card:

  • Get unlimited cashback rewards on all purchases and an anniversary bonus
  • Look forward to enticing intro offers that can sweeten the deal
  • No foreign transaction fee makes it a good choice for travelers
  • $0 liability fraud protections keeps consumers safe

The Cash Rewards is a well-rounded card with straightforward benefits. It offers a slew of shopping perks like an extended warranty on eligible purchases and shopping assurance to cover items from damage or theft. However, it also appeals to travelers with its lack of foreign transaction fee, MasterAssist pre-trip planning and roadside assistance. These are a few benefits of partnering with Mastercard, in addition to its wide acceptance.

With the HSBC Cash Rewards Mastercard, what you see is what you get. That’s certainly true for it’s above average rewards, bonuses and exciting intro offers. All of the above, make this card a great one for anyone who enjoys the finer things in life like travel and shopping. However, if you want to be eligible for this card, you’ve got to have a credit score that matches its high rewards, that means you need to have a good to excellent FICO score to get approved.

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Editorial Note:

This content is not provided by HSBC. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by HSBC.