Assent Platinum Mastercard Secured Card

Assent Platinum Mastercard Secured Card card art
Our Take

No annual fee for the first year plus a refundable deposit make this a cheap way to start building your credit. 

Read full review
Learn Moreand find out how you can apply here



See terms*


See terms*

Annual Fee

See terms*

Annual Fee
Why We Like It:

"Build credit refundable deposit"

Recommended Credit:
Fair, Bad, and No Credit

Our Review

The Assent Platinum Mastercard is a secured credit card intended to help people get access to credit even if they don’t have a great score. This type of card is not for everyone, but it definitely serves a purpose and has a niche. If you’re struggling to build credit and can afford to pay a deposit, this card may be an option for you.

Few benefits are bestowed upon cardholders, seeing as this is a card with no frills. Among them are no annual fee in the first year, monthly reporting to all three credit bureaus and wide acceptance. The fully-refundable deposit ranges, but starts around $200 and will generally equal your credit limit. If you need a credit card to book a hotel or rent a car, or do any number of things you have to have a credit card to do, having this piece of plastic in your wallet can unlock those opportunities.

This Mastercard doesn’t have its own mobile app at the time of this publication, but the account can be managed relatively easily online. Once established, you can access your online account 24/7 if you have questions about the card or want to check your balance or more. All in all, when used properly, this card could be a road to better credit and sweeter credit card deals in the future.

  • No Annual Fee for first year! $29 Annual Fee starting in the second year and thereafter. Build up your credit with
    responsible card use.
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.

Purchase APR


Annual Fee




Learn Moreand find out how you can apply here

Related Cards

Applied Bank Secured Visa Gold Preferred Credit Card

The First Latitude Mastercard® Secured Credit Card

Green Dot Visa® Secured Credit Card