Credit Cards for Bad Credit

What to look for

Define what you want out of a bad credit credit card. Do you want a card that builds your credit even if you have to pay a deposit? Then you’re in the right place. If you’re looking for an unsecured credit card when you have bad credit, there are some options for you here as well.

Top-Rated Cards

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24 Cards Match Your Search

Build credit no credit check

OpenSky Secured Visa credit card photo
APR

19.64%

Deposit

$200

Annual Fee

$35

  • 300
  • 689
Fair, Bad, and No Credit

Our Take

The OpenSky Secured Visa Card is a good choice for people with bad credit or no credit history. This is partic

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Credit builder no annual fee

Capital One Platinum Credit Card credit card photo
APR

26.99%

Annual Fee

$0

  • 300
  • 719
Good, Fair, and Bad Credit

Our Take

This card has fewer perks than many of its Capital One cousins, but it's a foundational card for building cred

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Choose your payment date

Capital One Journey Student Rewards credit card photo
Everyday Rewards

1%

Annual Fee

$0

Deposit

$0

APR

26.99%

  • 630689
Fair Credit

Our Take

The Capital One Journey Student rewards credit card is perfect for students who have average credit. Perhaps t

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0% APR, No Credit Check

Horizon Gold Card credit card photo
Annual Fee

$299

  • 300629
Bad and No Credit

1% cashback on everything

Credit One Cash Back Rewards Credit Card credit card photo
Everyday Rewards

1%

Annual Fee

$99

  • 300
  • 719
Good, Fair, and Bad Credit

Our Take

The Credit One Cash Back Rewards card let's you have your cake and eat it too! The rare combo of credit-buildi

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Credit not required for approval

First Access Visa® Solid Black Credit Card credit card photo
APR

See terms*

Deposit

See terms*

Annual Fee

See terms*

  • 300
  • 689
Fair and Bad Credit

Our Take

The First Access Visa® Solid Black Credit Card is a smart choice for "Poor" credit and no credit consumers loo

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Credit builder 1% cashback

Credit One Bank Unsecured Visa for Rebuilding Credit credit card photo
APR

26.24%

Annual Fee

$99

  • 300
  • 689
Fair and Bad Credit

Our Take

For people with a less than sparkling credit history, we like this card gives you a much needed opportunity to

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Refundable deposit build credit

Capital One Secured Mastercard credit card photo
APR

24.99%

Deposit

$49

Annual Fee

$0

  • 300629
Bad Credit

Our Take

This card is everything your companion on the road back to good credit should be. It’s flexible: choose which

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Credit builder no deposit

Indigo Platinum Mastercard credit card photo
APR

23.9%

Annual Fee

$99

  • 630
  • 719
Good and Fair Credit

Our Take

The Indigo Platinum Mastercard is a great choice for anyone struggling to get approved with bad credit. Consum

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No credit needed

Sequin KLS Prepaid Visa® RUSHCARD credit card photo
Annual Fee

See terms*

No Credit

Our Take

If you don't bank in a traditional way, options for managing your payroll or recurring government payments are

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Showing 1-10 of 24

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The credit card offers that appear on this site are from credit card issuers from which CardGuru.com receives compensation. This compensation may impact how and where products appear on this site, including the order in which they may appear within listing categories. CardGuru.com does not include all credit card offers that might be available to consumers in the marketplace.

Editorial note

Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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