Low Interest Credit Cards

What to look for

If you’re looking for a low interest credit card, you’re probably seeking a balance transfer card. You might also be looking for a low introductory APR. Here, we outline both balance transfer cards as well as cards that give you the lowest interest possible.

Top-Rated Cards

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13 Cards Match Your Search

6% cashback on U.S. groceries

American Express Blue Cash Preferred credit card photo
Everyday Rewards

1%

Annual Fee

$95

Groceries

6%

Gas

3%

Store

3%

  • 690
  • 850
Excellent and Good Credit

Our Take

This is the perfect card for people that spend more on groceries than on eating out. The cash back rate at the

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1.5% cash back on everything

Capital One Quicksilver credit card photo
Everyday Rewards

1.5%

Annual Fee

$0

  • 690
  • 850
Excellent and Good Credit

Our Take

With a straight 1.5% cash back on every single purchase and no rotating categories, the Capital One Quicksilve

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Low APR & No Annual Fee

Barclaycard Ring Mastercard credit card photo
Intro Period Months

15

Balance Transfer Fee

2%

Balance Transfer Intro APR

0%

Annual Fee

$0

  • 690
  • 850
Excellent and Good Credit

Our Take

With rotating benefits decided by this card's customers, you might find that you fit right in. No annual fee a

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American Express Blue Cash Everyday credit card photo
Everyday Rewards

1%

Annual Fee

$0

Groceries

3%

Gas

2%

Store

2%

  • 690
  • 850
Excellent and Good Credit

Great intro APRs for purchases and balance transfers

ABOC Platinum Rewards Card credit card photo
Travel

Annual Fee

$0

Airfare

Dining

Groceries

Store

Everyday Rewards

  • 690
  • 850
Excellent and Good Credit

Our Take

The sky's the limit when it comes to rewards here. There's no cap on how much you can earn, but you will have

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Consolidate your credit card debt

Chase Slate credit card photo
Intro Period Months

15

Balance Transfer Fee

0%

Balance Transfer Intro APR

0%

Annual Fee

$0

  • 690
  • 850
Excellent and Good Credit

Our Take

Make sure you have a good to excellent credit score before applying for this card! If your credit is in line a

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2X miles every purchase

Barclaycard Arrival® Plus World Elite Mastercard® credit card photo
Annual Fee

$89

Everyday Rewards

  • 690
  • 850
Excellent and Good Credit

Our Take

You can book your travel plans almost any the way you want with this card. No blackout dates and virtually no

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0% APR for 18mo on transfers/purchases

HSBC Gold MasterCard credit card photo
Intro Period Months

15

Balance Transfer Fee

4%

Balance Transfer Intro APR

0%

Annual Fee

$0

  • 690
  • 850
Excellent and Good Credit

Our Take

The HSBC Gold is a top pick if you're looking to pay down debt. With an 18 month introductory period, paying 0

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Build credit refundable deposit

First Progress Platinum Prestige Mastercard® Secured Credit Card credit card photo
APR

See terms*

Deposit

See terms*

Annual Fee

See terms*

  • 300629
Bad and No Credit

Our Take

This card offers a seamless path to approval with online application and minimal requirements. It is a basic c

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Lengthy intro period with 0% APR

Wells Fargo Platinum Visa credit card photo
Intro Period Months

18

Balance Transfer Fee

3%

Balance Transfer Intro APR

0%

Annual Fee

$0

  • 690
  • 850
Excellent and Good Credit

Our Take

If you plan to carry a balance and don’t need perks the extended intro APR period is a solid reason to choose

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The credit card offers that appear on this site are from credit card issuers from which CardGuru.com receives compensation. This compensation may impact how and where products appear on this site, including the order in which they may appear within listing categories. CardGuru.com does not include all credit card offers that might be available to consumers in the marketplace.

Editorial note

Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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