Cards with No Foreign Transaction Fee

1. Wells Fargo Propel American Express

Wells Fargo Propel American Express card art
Recommended Credit:
690
850
Excellent and Good Credit

Travel

Annual Fee

$0

Why We Like It:

"Travel points & no annual fee"

As a culture, we're always so obsessed with getting the latest and greatest when it comes to new phones, cars, clothes and so on, but we don’t tend to look at our credit cards and other financial services in the same way. That could be because banking and finance doesn't have the same exciting feel to it. Still, I think we can all agree that saving money sure feels great!

Why shouldn't we be constantly looking for new banking products that save us money and give us better rewards? If you've relied on the same credit card for years now, I think it's worth your time to see what some other cards have to offer—and the Wells Fargo Propel card is a good place to start.

There are lots of ways to earn plenty of points with this card and if you’re someone who eats out at restaurants or orders takeout a lot, or someone who travels often or uses public transit, this card will be great for you.

2. Hilton Honors American Express Review

Hilton Honors American Express Card card art
Recommended Credit:
690
850
Excellent and Good Credit

Travel

Annual Fee

$0

Why We Like It:

"7X Points: Hilton Hotel/Resort"

Whether you're traveling for work or taking a weekend getaway, a travel rewards card can reward you for every dollar you spend. And if you usually choose a Hilton hotel or resort, the Hilton Honors American Express Card can help you rack up points quickly and enjoy a few extra perks during your stay. Of course, the points you earn can only be redeemed within the Hilton brand, which is fairly standard for a hotel-brand credit card. If you almost always stay at a Hilton property, then the Hilton Honors Card will absolutely be beneficial for you.

People who love to stay at Hilton hotels and related brands like Waldorf Astoria, Hampton, and Embassy Suites more than once a year get the maximum benefits out of this card.

Before you decide if the card is right for you, ask yourself:

If you answered yes to one or more of these questions, the Hilton Honors card may be a smart option for you. The more you travel, the more you earn. If you're not sure yet whether a travel rewards card is the best option for you, the Hilton Honors Card is a low-risk way to find out. Terms apply.

3. Barclaycard Arrival Plus World Elite Mastercard Review

Barclaycard Arrival® Plus World Elite Mastercard® card art
Recommended Credit:
690
850
Excellent and Good Credit

Annual Fee

$89

Why We Like It:

"2X miles every purchase"

The Barclaycard Arrival Plus World Elite MasterCard carries its weight in the travel reward credit card world. That's because it's not branded by one particular airline or hotel chain, leaving you to roam freely throughout the world as you redeem your travel purchase points.

While more experienced travelers—or those looking for good deals on luxury offerings—might be more willing to comb through the fine print of award travel options, you don't have to with this card. All you have to do is remember to use it when you make a purchase and watch those miles pile up.

That's right, there are no restrictive categories to keep track of. You can use your miles to pay off travel purchase charges including travel agencies and websites, airlines, hotels, car rentals and ground transportation, trains, cruises and ferries, timeshares, and campgrounds. So whether you are looking for a budget weekend getaway or a longer, luxurious stay, this card will come in handy.

4. HSBC Gold MasterCard

HSBC Gold MasterCard card art
Recommended Credit:
690
850
Excellent and Good Credit

Intro Period Months

15

Balance Transfer Fee

4%

Why We Like It:

"0% APR for 18mo on transfers/purchases"

The concept behind the HSBC Gold Mastercard is simple: Give consumers a fantastic, low-interest card, great for one-time purchases and balance transfers, and they will carry a balance from month to month. It’s designed to be a low APR card for those who need to charge a bigger balance, and that’s exactly what it allows consumers to do. What you give up in additional perks, you make up with a low maintenance, hassle-free card.

For most of the cards we review, we recommend not carrying a balance. That’s because interest can get expensive on a more typical card and you’ll often see us recommend that people build good credit habits by spending only what they can afford and paying their balance in full each month. You may be surprised to see that for this card we recommend the opposite. In a perfect world, you’ll never need an advance on a large sum of money, but we all know sometimes you need money you just don’t have—and that’s where the HSBC Gold Mastercard shines.

Whether transferring a balance or making a large purchase, the intro APR offer and below average residual APR on this card makes it a good choice for those who know they will need to carry a balance from month to month. Use it to finance new bedroom furniture or pay down an existing credit balance. When paid on time, you’ll see the amount owed get smaller and smaller, making this a great card for getting out of debt.

5. Barclaycard Ring Mastercard Review

Barclaycard Ring Mastercard card art
Recommended Credit:
690
850
Excellent and Good Credit

Intro Period Months

15

Balance Transfer Fee

2%

Why We Like It:

"Low APR & No Annual Fee"

The Barclaycard Ring Mastercard was designed by Barclays to give customers a say in how their credit card works. Cardholders become part of an online community and can participate in discussions. Using the “Influence” section of the site, cardmembers have the opportunity to submit and vote on ideas. There is also a blog providing financial tips.

Members of the community can track the overall financial performance of the Barclaycard Ring Mastercard and Barclays shows the card’s estimated monthly profits and losses. In addition to transparency, through the Giveback program, Barclaycard Ring Mastercard holders can receive a share of the card’s profits.

This innovative product and process makes the Barclaycard Ring the first "crowdsourced" credit card. If you have excellent credit, the Barclaycard Ring Mastercard is worth your serious consideration.

6. Chase Sapphire Preferred Card Review

Chase Sapphire Preferred card art
Recommended Credit:
690
850
Excellent and Good Credit

Travel

Annual Fee

$95

Why We Like It:

"Double points on travel and dining"

Cross-checking travel rewards cards so you can afford to crisscross the globe? Traveling is an expensive, yet incredibly rewarding experience. But if the wanderlust is strong in you, the Chase Sapphire Preferred card might be the credit card of your dreams. With rewards points earned on travel and dining purchases and a multitude of other rewards, the Chase Sapphire Preferred card earns high marks with frequent travelers.

We outlined all the benefits of having one of these credit cards in your lineup, but let's talk about the reasons cardholders love the Chase Sapphire Preferred card the most:

1. You Get More Points for Your Buck


2. Amazing 24/7 Customer Service and Support


3. You Can Use the Chase Sapphire Preferred Card Pretty Much Everywhere


4. The Chase Sapphire Preferred Card is Legit Metal — Not a Flimsy Piece of Plastic — So It's Actually Cool


5. Points Earned are Good Towards Travel without Any Limitations


6. Team Up with the Chase Freedom Card to Maximize Your Points Earning Potential

Frequent travelers and those who dine out often will earn reward points the fastest with the Chase Sapphire Preferred card. Yet both new credit cardholders and seasoned vets will appreciate the points on travel and dining at restaurants (as well as points on other purchases). Taking advantage of the signup bonus and adding an authorized user to your account could net you even more points. So if you spend a lot on Uber rides, take out, flying or staying with one of Chase's Ultimate Rewards travel partners, this card will reward you for the activities you're already doing.

7. Chase Sapphire Reserve Card

Chase Sapphire Reserve card art
Recommended Credit:
720850
Excellent Credit

Travel

Annual Fee

$450

Why We Like It:

"3X points on dining and travel"

The Chase Sapphire Reserve card is a great fit for frequent globetrotters with excellent credit who will maximize the perks offered while also racking up more points on their high travel and dining expenditures. However, even if you're not a heavy credit card user and only use this card for travel and dining purchases and decide to cancel it after a year, you can still cash in on some killer rewards.

For example: If you get this card and spend big on dining and travel, you can rack up plenty of travel rewards in just your first year of using the card. And any credit card that pays YOU money is worth a serious look.

As with any card, just be sure to make your payments on time to keep your credit score where you want it to be.

8. Amex Platinum Card Review

Platinum Card from American Express card art
Recommended Credit:
690
850
Excellent and Good Credit

Travel

Annual Fee

$550

Why We Like It:

"Huge benefits for big spenders"

The Platinum Card from American Express makes the ideal travel companion. It undoubtedly proves that not all travel credit cards are created equal. The Amex Platinum is simply in a class of its own, and it's poised to expand your world even more as you travel, thanks to the bountiful opportunities for luxury upgrades and travel bonuses it provides. You'll be able to travel more frequently and more conveniently, courtesy of easy reward-redemption options through Amex's Membership Rewards program.

This card opens doors — literally. Whether it's the door to your Uber ride or the door to that amazing airport lounge on the other side of the world, the Platinum Card by Amex lets you in. You don't know travel until you travel with the Amex Platinum. There's a reason Amex didn't name this card Silver or even Gold. It's Platinum, and boy, does it deserve it!

Although Amex has long retired two of its famous taglines: "Membership has its privileges," and "Don't leave home without it," their underlying sentiments still ring true for their card today.

If travel is an important element of your life, and you have a credit score that lands in the "Good" to "Excellent" range, then you should probably apply for this card.

If you want a travel card that works and plays as hard as you do, then you've found it. Using up the airline and Uber credits, plus a handful of airport lounge visits sprinkled in, means you've easily scored back the entire cost of your annual fee. And that's not even touching all the thousands—yes, thousands!—of points you'll get with promotions and deals through the Membership Rewards program. So if you're gearing up for lots of travel in 2019, the Amex Platinum card would definitely be a travel companion worthy of a space in your wallet. Terms apply.

9. HSBC Cash Rewards Mastercard

HSBC Cash Rewards MasterCard Credit Card card art
Recommended Credit:
690
850
Excellent and Good Credit

Everyday Rewards

1.5%

Annual Fee

$0

Why We Like It:

"1.5% cashback on everything"

The HSBC Cash Rewards Mastercard is largely regarded as one of the better options on the market for those seeking to get cash back from their purchases. That’s because it offers above average cashback rewards on all purchases and a substantial anniversary bonus. It’s also widely accepted, anywhere you can use a Mastercard. Here are the details about the HSBC Cash Rewards card:

The Cash Rewards is a well-rounded card with straightforward benefits. It offers a slew of shopping perks like an extended warranty on eligible purchases and shopping assurance to cover items from damage or theft. However, it also appeals to travelers with its lack of foreign transaction fee, MasterAssist pre-trip planning and roadside assistance. These are a few benefits of partnering with Mastercard, in addition to its wide acceptance.

With the HSBC Cash Rewards Mastercard, what you see is what you get. That’s certainly true for it’s above average rewards, bonuses and exciting intro offers. All of the above, make this card a great one for anyone who enjoys the finer things in life like travel and shopping. However, if you want to be eligible for this card, you’ve got to have a credit score that matches its high rewards, that means you need to have a good to excellent FICO score to get approved.