Credit Cards for Limited or No Credit

CardGuru: Find credit card options for users with no credit history.

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8 Cards Match Your Search

Build credit no credit check

OpenSky Secured Visa credit card photo
APR

19.64%

Deposit

$200

Annual Fee

$35

  • 300
  • 689
Fair, Bad, and No Credit

Our Take

The OpenSky Secured Visa Card is a good choice for people with bad credit or no credit history. This is partic

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0% APR, No Credit Check

Horizon Gold Card credit card photo
Annual Fee

$299

  • 300629
Bad and No Credit

Build credit refundable deposit

First Progress Platinum Prestige Mastercard® Secured Credit Card credit card photo
APR

See terms*

Deposit

See terms*

Annual Fee

See terms*

  • 300629
Bad and No Credit

Our Take

This card offers a seamless path to approval with online application and minimal requirements. It is a basic c

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9.99% fixed interest credit builder

Green Dot primor® Visa® Gold Secured Credit Card credit card photo
APR

See terms*

Deposit

See terms*

Annual Fee

See terms*

  • 300629
Bad and No Credit

Our Take

We love that this card has a low fixed interest rate of 9.99%. That's below average, although cash advances co

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Build credit refundable deposit

Assent Platinum Mastercard Secured Card credit card photo
APR

See terms*

Deposit

See terms*

Annual Fee

See terms*

  • 300
  • 689
Fair, Bad, and No Credit

Our Take

No annual fee for the first year plus a refundable deposit make this a cheap way to start building your credit

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Build credit no deposit/annual

The First Latitude Mastercard® Secured Credit Card credit card photo
APR

See terms*

Deposit

See terms*

Annual Fee

See terms*

  • 300629
Bad and No Credit

Our Take

We like that this card is a less costly option for people with bad credit. With no annual fee and only a reaso

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Get paid for good grades

Discover it Student Cash Back credit card photo
Everyday Rewards

1%

Annual Fee

$0

Deposit

$0

APR

24.24%

  • 300
  • 689
Fair, Bad, and No Credit

Our Take

The Discover it Student Cash Back card offers students the chance to build credit, learn good credit building

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No bank account required

Green Dot Visa® Secured Credit Card credit card photo
APR

See terms*

Deposit

See terms*

Annual Fee

See terms*

  • 300629
Bad and No Credit

Our Take

The Green Dot Platinum Visa secured credit card is a sensible choice for people who have exhausted their credi

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The credit card offers that appear on this site are from credit card issuers from which CardGuru.com receives compensation. This compensation may impact how and where products appear on this site, including the order in which they may appear within listing categories. CardGuru.com does not include all credit card offers that might be available to consumers in the marketplace.

Editorial note

Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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