The Blue Cash Everyday by AMEX is stronger than U.S. Bank Cash+ because of its higher rewards potential. If you're someone who cooks at home often, Blue Cash Everyday by AMEX is the way to go. Here’s the scoop on these cards:
BlueCash Everyday by American Express
The Blue Cash by AMEX can net you some serious cashback on everyday purchases and these numbers are stellar for groceries, making them especially appealing to those who often eat meals at home.
People also love Blue Cash Everyday because of its low fees, while the biggest customer complaint about it is its high bar for approval. A host of customers complain that it leaves even those in good credit standing with low lines of credit. Additionally, AMEX is not accepted everywhere.
The Blue Cash by AMEX has a host of appealing features, but you're the ideal customer if you answer "yes" to most of the following questions:
- Do you have good credit, at least 690 or higher?
- Do you cook at home often?
- Are you comfortable using your card on an almost daily basis?
If you answered "no" to two or more questions, you may want to reconsider the Blue Cash by AMEX.
U.S. Bank Cash+
The U.S. Bank Cash+ card could be a better option because of its flexibility, along with higher-than-average rewards rates for some categories and the opportunity for you to choose the categories in which you'll earn the most cashback. You can choose two categories for your largest boon of rewards, making this card ideal for a wide variety of shoppers.
If that isn't enough, there's also the unlimited smaller rewards on everyday purchase categories (gas, groceries or restaurants). The card then earns some rewards on all other eligible purchases, which allows you to make the most of all your purchases.
- Do you prefer flexibility?
- Are you the type of person that plans ahead?
- Do you mind reading fine print to ensure you're making the most of purchases?
If you answered no to these questions, then reconsider U.S. Bank Cash+ card and instead opt for the Blue Cash Everyday card by AMEX.
Get Your Cashback Today
Blue Cash Everyday by American Express is better than the U.S. Bank Cash+ because it offers higher rewards potential. As you look into cashback credit cards, you'll quickly realize that the Blue Cash Everyday card by American Express is one of the top cards on the market, with everything you'd want in a cashback card: good rewards, solid APR and enticing bonuses.