Best Credit Cards to Take on Spring Break

Estimated read time: 4 minutes

Spring break is a break from everyday life, a respite from the monotony of school and work, a surge towards better weather. It is a popular time to travel, with most destinations free from the cold of winter.

Family and friends head out on cross country road trips, line up at the airport to head to exotic, tropical destinations, and flood theme parks to embrace all that is entertainment. With increased travel comes increased spending, and when it comes to spending it is important to do so confidently and responsibly.

To optimize your purchasing power and the rewards you gain from spring break travel, the right credit card is critical. Deciding what card to apply for or which one to use, however, is no easy task.

The best credit card to take on spring break will depend on where you are traveling, how you are traveling and the amount you intend to spend.

Capital One VentureOne Rewards

For those who like to plan ahead and save, the Capital One VentureOne Rewards Credit Card is an outstanding option. This card gives you a bonus bump in miles if you spend a qualifying amount in a qualifying period of time.

Applying ahead of your spring break trip and spending enough to qualify for the bonus means that you can rack up travel rewards and apply them to reduce the cost of your spring break. Better yet, when you do end up traveling, this card maximizes your rewards by offering a number of hotels that rack up the miles fast.

Combine the amount of points you earn on particular purchases with a static number of points earned on every purchase, and you have a winning card for a road tripping warrior. Whether you need to stop for gas, want to check out a local show along the way, or stay a night to get some needed rest, your points accumulate no matter where you spend.

Hilton Honors American Express

The name says it all. If you frequently stay at Hilton Hotels or any of its hotel partners, the Hilton Honors American Express Credit Card is the premiere option for you.

Hilton hotels are known for their elegance and all-inclusive services. That's exactly why they are a popular spring break choice for those traveling.

For those who do choose to frequent Hilton hotels and resorts, there is no better card to maximize your purchasing power. It provides cardholders significant rewards on purchases made within the hotel and the resort, and it even gives rewards for dining at particular restaurants. An initial, massive point bonus potential provides added incentive.

With more than 4,800 Hilton Hotels worldwide, chances are you are going to make your way to one or two in your life. If you so happen to become a fan and make Hilton a part of your spring break, this is the card you should bring.

Wells Fargo Propel American Express

Spring break travelers who will be flying to their ultimate destination and exploring the city by foot, taxi, and rideshare should take the Wells Fargo Propel American Express Credit Card.

This card offers a travel rewards bump for rideshares such as Uber and Lyft and homestays such as Airbnb. That makes it the premiere option for younger generations who frequent alternative stay and transportation options when traveling to other cities.

An added bonus? The Wells Fargo Propel American Express gives a big boost in bonus points after spending a qualified amount and provides significant travel rewards for purchases related to all sorts of travel options. Earn points on hotels, flights, traditional transit and alternative transit.

Barclaycard Arrival Plus World Elite Mastercard

Those who want complete freedom with their travel rewards credit card on their spring break vacation should look no further than the Barclaycard Arrival Plus World Elite Mastercard. This is one of the only cards out there that does not tie itself to any hotel chain, airline, travel type or particular category. It is flexible for those who are more adventurous and desire optimal travel rewards no matter where they choose to roam. No matter where you spend you can feel safe knowing you are maximizing travel rewards.

Zero usage restrictions combined with miles that won't expire make this a versatile card for both the budget savvy and luxury traveler. Whether you are spending spring break close to home or taking a week-long trip out of area, you can feel confident the Barclaycard Arrival Plus World Elite Mastercard has your back.

Chase Sapphire Preferred

Those who love rewards will swoon over the Chase Sapphire Preferred card. A massive point sign-up bump combined with low annual fees makes it an ideal option for both new and experienced travel rewards users. What's more is this card offers spring breakers rewards on both travel and dining purchases and lucrative discounts on categories such as rental cars, hotels, cruises, and popular vacation options.

Chase Ultimate Rewards is also offered through this card and is a great option for all. There are no travel restrictions to be had, allowing you to maximize your points regardless of the time of year. Whereas other cards may restrict your travel days, spring break vacationers can feel better knowing they'll be able to book their next trip with this card, potentially saving them a good chunk of change.

An added bonus? The card feels worth it. Made from metal, this is a hefty card to hand to any teller. While the look and feel aren't everything, the card's appearance and structure pay due credit to how awesome the travel rewards it boasts are.