You spend a lot on family entertainment and travel, but with your current card, it's possible you're not getting all the rewards and benefits you could get from all that spending. Banks and credit card companies have numerous reasons to make sure customers are happy with their rewards. For one thing, people who like their credit cards' rewards program tend to spend more on them. In this guide, we’ll show you the best family-friendly credit cards for your specific needs so that you can spend more time and get greater rewards for the things you love to do when you spend quality time with your loved ones.
- Flexible rewards program: We specifically looked at cards with popular rewards programs that made sense for this group.
- Easy to redeem: For parents on the go, ease of use is important.
- Excellent customer service: Because no one has time for bad customer care.
- Designed for busy families: These cards are made for family fun on the go.
Best Travel Card: Chase Sapphire Preferred
With its highly rewarding signup bonus and the most points on travel and dining, a whole new world of experiences is right at your fingertips when you use this card. Get 2X points per $1 on dining at restaurants and 2X points per $1 on travel. Get 1X point spent on all other purchases. The spending threshold you have to meet upon opening the card in order to qualify for sign up bonus is a little high, but if you spend enough it will pay off! Rack up 50,000 bonus points after spending $4,000 on purchases in your first 3 months - that's $625 toward travel when redeemed through Chase Ultimate Rewards®.
Best Cashback Card: Citi Double Cash
The Citi Double Cash Card basically pays you back twice. You get points for every dollar spent, and then when you pay it back on your balance, making it a solid contender among cashback credit cards. For those seeking balance transfers, you'll also enjoy a cushion to pay them off thanks to the intro APR offer of 0% for 18 months from date of first transfer when transfers are completed within 4 months from date of account opening. on balance transfers.
Best for Every Day: Discover it
With cash back on categories like gas and groceries, as well as points for every dollar spent anywhere and other rotating categories the Discover it Cash Back card is superior for everyday spending. Discover also makes it easy to do things like redeem your rewards, monitor your FICO credit score and get support. Also, Discover will match ALL the cash back you've earned at the end of your first year, automatically. That’s what we love about this card.
Best for Squashing Debt: Chase Slate
Let's face it, raising a family isn't cheap, but the Chase Slate is one of the better credit cards out there that can actually help you pay down debt. Transfer a balance at no cost for 60 days, benefit from an extended intro APR period on purchases and watch your credit score rise! That’s right, in addition to being a great balance transfer card, Chase Slate allows you to monitor your score.
Best for Dining Out: Savor Rewards
If your family dines out frequently, or especially while traveling, the Capital One Savor Rewards card is one that can make your family bonding times and gastronomic adventures even more rewarding. You’ll get cashback rewards on dining out, groceries and pretty much all things food! Earn unlimited 4% cash back on dining. With this deal, you don’t need to feel bad about taking your large family out to dinner.
Best All Around Savings: Blue Cash Preferred
The American Express Blue Cash Preferred not only gives you cash back for buying everyday items with your card, you also get 0% on Purchases for 12 months intro APR period on both purchases and balance transfers. That’s comparable to other cards of this type. Save on supermarket items and gas with well rounded and easily manageable signup bonuses incentives.
The Best Credit Cards for Families
So here you have what we consider the best cards for families based on how much savings they offer, and how easy it is to achieve savings with each card. In order to determine which may be best for your family, however, you need to think about what kinds of things you purchase most and how you’d like to benefit from rewards. You also need to have a "Good" to "Excellent" credit score to qualify for many of these cards. Are you looking for a new credit card to support your family’s activities budget? One of these could easily earn a place in your pocketbook.