Taking your questions - from complex topics such as credit utilization and what to wear to work, to simple stuff such as the best rewards cards for cash back.
No Rewards for Cat Nurse
Mr. 850Jul 15, 20191 min read
Dear Mr. 850, Are credit card rewards worth it if you end up paying interest or other credit card fees? Sincerely, Illinois Cat Nurse Dear Cat Nurse: The …
What is a Bad Credit Score?
Mr. 850Jul 11, 20191 min read
Dear Mr. 850, what is a bad credit score? I ran with the wrong credit crowd for a while, including someone who we’ll just classify as my …
615 Climbs to 850
Mr. 850Jul 8, 20191 min read
Dear Mr. 850, C’mon, is an 850 credit score possible? That image is photoshopped like Ryan Gosling’s abs. Sincerely, 615. Dear 615: Yes. In fact, for …
Needs-A-Car and a Good Credit Score
Mr. 850Jul 1, 20192 min read
Dear Mr. 850, please help me settle a bet with my brother. My credit score is 650 and I think that is “good”, but he says it isn …
From JV to Varsity Credit Score
Mr. 850Jun 27, 20191 min read
Dear Mr. 850, I’m still in high school so don’t hold it against me when I ask, what is a credit score? Obviously, I wikipedia’d …
Budget Traveler Fights Foreign Fees
Mr. 850Jun 7, 20192 min read
Dear Mr. 850, what’s the deal with foreign transaction fees? Sincerely, Budget Traveler Dear BT: One of the biggest “gotchas” we see at CardGuru is with foreign …
Cash I. King Finds Ticket to Royalty
Mr. 850Jun 7, 20192 min read
Dear Mr. 850, what’s all the hype about the Citi Double Cash card and should I even care? Sincerely, Cash I. King Dear Cash: If cash is …
Parent in Peoria Just Doesn't Understand
Mr. 850Jun 7, 20193 min read
Dear Mr. 850, should my college-bound child have their own credit card, and why does she insist on texting me when I’m right down stairs? Sincerely …
Low Roller Improves Game
Mr. 850Jun 7, 20193 min read
Dear Mr. 850, what’s the best way to increase my credit limit and will that help me get more babes? Sincerely, Low Roller Dear Low Roller: The …
WIIFM Wants to Discover "What's in It for Me"
Mr. 850Jun 7, 20192 min read
Dear Mr. 850, is it time for me to get the Discover it Cash Card? All my friends are doing it. Sincerely, WIIFM Dear WIIFM: I almost named …
Pensive Paulina Improves Her Odds
Mr. 850Jun 7, 20191 min read
Dear Mr. 850, I cannot handle rejection very well, so how do I improve my odds of being approved for a credit card? Sincerely, Pensive Paulina Dear PP …
APR Apr Asks for an Introduction
Mr. 850May 30, 20192 min read
Dear Mr. 850, how do introductory APRs work? Can you explain how the introductory APR period works on some cards, including the limited time period, what happens after …