You'd like to get cashback rewards for everything you buy, wouldn't you? Everyone has different spending habits, so wouldn't it be great to have a credit card that gave you rewards for the most common purchases you make? Chase cashback credit cards are designed to reward you for your spending by giving you a percentage of your purchase amount back in the form of points. These reward points, also known as cashback rewards, can then be redeemed for cash. There are five Chase cashback rewards cards that we are going to discuss below, so you can tell which one is best for you. The cards we’ll be examining are:
- Chase Freedom Unlimited
- Amazon Rewards Visa Signature Card
- Chase Freedom
- AARP Credit Card
- Chase Ink Business Cash
Chase Freedom Unlimited
It’s hard to beat the Chase Freedom Unlimited if you're looking for straightforward, easy to redeem cashback rewards. With 1.5% on all purchases and no annual fee, it's a low maintenance option to Chase's top-tier lineup of rewards cards.
- Unlimited 1.5% cash back on all purchases, and it's automatic.
- No minimum needed to redeem cashback rewards.
- 0% Intro APR for 15 months for purchases and balance transfers.
- No annual fee.
Everyday Cash Back
Unlimited 1.5% cash back on all purchases, and it's automatic, without any minimum or expiration (as long as your account remains open)
No Annual Fee
The Chase Freedom Unlimited card is for people with Excellent and Good Credit and it has rewards to match. Receive a $150 bonus if you spend $500 with your card within 3 months of opening your account. Unlimited 1.5% cash back on all purchases, and it's automatic, without any minimum or expiration (as long as your account remains open) is also a boon. Both purchases and balance transfers get 0% for 15 months from account opening. That makes this a great card for paying down debt or making a large one time purchase.
Amazon Rewards Visa Signature Card
Powered by Chase, the Amazon Rewards Signature Visa is a cashback card for people who love shopping online. Get the most cashback rewards on Amazon purchases and Whole Foods. Get rewarded for spending at restaurants, drugstores, and on gas. You’ll actually reap some cashback rewards on all purchases. With a lot of opportunities to get rewarded and a cool signup bonus in the form of an Amazon giftcard for Prime members, this card is pretty cool. It has a slightly above average APR, but if you make timely payments and pay your balance in full, you should be just fine.
If you're not the type to have multiple cards in your wallet and prefer just one, this might be the one for you. With expansive bonus categories and a 0% APR for 15 months, this card is a solid choice.
- 5% cash back on up to $1,500 in combined bonus categories every quarter that you activate.
- Unlimited and automatic 1% cash back on every other purchase.
- Cashback rewards won't ever expire as long as your account is open.
- Free credit score with Credit Journey™, updated on a weekly basis.
Everyday Cash Back
Unlimited and automatic 1% cash back on every other purchase
No Annual Fee
We can’t talk about cashback rewards cards for Excellent and Good Credit without mentioning Chase Freedom. Rotating categories are mapped to the kinds of typical purchases consumers make, annually. Due to these great perks, users can gain cash back on the purchases they are making each year—and keep an eye on their credit score!
Chase AARP Credit Card
Are you a retiree planning out the financial future of your golden years? If yes, the AARP credit card by Chase, may be a good fit for you. Earn the most cashback rewards on restaurants and gas, and lesser rewards on all other purchases. There’s no minimum to cash in rewards, and they never expire so long as the account is open. This is an easy to use, widely accepted card for senior citizens looking for cash back in their pocket.
Chase Ink Business Cash
This card offers exponential cashback rewards on business spending and 0% APR on balance transfers and introductory purchases during the first 12 months. This makes it a great card for paying down a big credit balance or making capital expenditures that can propel your business into the next level of success.
- Get 5% cashback rewards on your first $25,000 spent in total purchases on cable, internet and phone services and at office supply stores each account anniversary year
- Get 2% cashback rewards on your first $25,000 spent in combined purchases at restaurants and gas stations each account anniversary year
- Get an unlimited 1% cashback rewards on every other purchase
Everyday Cash Back
Earn 1% cash back on all other purchases–with no limit to the amount you can earn.
0% Fixed for the first 12 months
15.24% - 21.24% Variable
If you have a business and are struggling to find a card that rewards you for your big business purchases, try Chase Ink Business Cash. With big rewards for business purchases like cable and internet, it’s easy to see what business owners like about this card. The APR is above average, but not out of line for cards of this type. If you want a solid business card that offers cashback rewards, this could be the one for you.
So, which card is the perfect fit? It’s plain as day that these Chase cashback rewards credit cards have something for everyone. That said, the perfect card for you depends on where you are in your personal credit journey and what you spend on the most. For instance, for business users who spend a lot on digital services like internet, the Chase Ink might be the best card. However, if you’re retired maybe you’d do better with the AARP credit card. At the end of the day, it’s hard to go wrong with one of these great grabs from Chase. Earn cash back now when you sign up for one of these great deals!