United Explorer Credit Card Review

Estimated read time: 1 minutes

Are you a frequent flyer? Is your airline of choice United Airlines? If so, you might be wondering about the United Explorer Credit Card. It's a Visa card provided through Chase Bank, and it’s targeted at loyal customers of United. Frequent flyers who use United Airlines will get the greatest benefits from using this card. But is it better than other travel cards on the market? Let's find out!

The basic qualifications for the United Explorer card are similar to most other Chase cards. As long as you're at least 18 years old and a permanent resident of the US, you're allowed to apply. However, if you're struggling with "Poor" or "Bad" credit, you likely won't be approved for this card. I would recommend applying for this credit card only if your current credit score is 680 or higher.

That said, if you’re approved for this card, you unlock a number of travel benefits when you spend. This includes no annual fee (as of press time) which is rare for a travel card and a signup bonus in the form of an abundance of points for meeting spending requirements. You can qualify for another bonus by adding an authorized user. Like many travel cards, you’ll earn points just for shopping. These can be redeemed for flights on United. If you fly United, this may be a good card for you, but there are some limitations. For instance, you are locked into the airline. So, if you want something with more flexibility there are better travel cards out there.