How to Use a Credit Card with Your Digital Wallet

Digital wallets are all the rage, but they come in a number of varieties, and using them can be confusing. In this article, we’re decoding how to use your digital wallet with your credit card for purchases.

Digital wallets such as those from Google, Apple, Chase, Walmart, and many others are becoming ubiquitous, as they are easy and secure ways to make purchases at physical stores as well as online. If you are new to the phenomenon, you might be wondering how to set up your digital wallet. Like anything relating to technology, it can take a little bit to get used to it, but once you figure it out, it will be a breeze.

Here, we have compiled a short list of how to use a credit card with your digital wallet:

1. Launch the App and Hit Add a Card

This first step is pretty self-explanatory. You need to have the physical credit card(s) that you want to add to your digital wallet in hand. Then, launch whatever digital wallet platform you desire to use, and finally, you should select the button that is a + sign or says, "Add a card."

2. Enter Your Card Details

Next, you need to enter your card details. Some platforms allow you to take a picture of the credit card to input the information. Others may require you to input the information manually, which you can also select even for those that allow a picture of the credit card. If you decide to enter the information manually, make sure that you enter all the numbers correctly.

3. Select a Method to Verify Your Card

Next, you will need to select a method to verify your card, for which you will have a range of options, likely including an email, a text message, or a phone call to the organization. Just select the method that is going to be easiest for you. For most people, that's usually receiving a text message to verify the credit card.

4. Add Additional Cards if Desired

After you complete this step for one card, you can add additional credit cards if you desire. Obviously, you would simply repeat the first three steps for each additional card.

5. Select a Default Card

If you decide to include more than one credit card in your digital wallet, you will have the opportunity to select a default card for most platforms. While it varies from platform to platform as to how you select a default card, you should press some sort of button says "make default card" or "default card."

Finally, once you input all of the information for your different credit cards and select which card is going to be the default card, you can easily use your digital wallet for purchases. In the end, knowing how to use a credit card with your digital wallet will assist you greatly in making quick and secure purchases at merchants and online.

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